4.6
921 reviews
10K+
Downloads
Content rating
Everyone
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About this app

MSGCU’s Mobile Banking App lets your banking keep up with you.

With Michigan Schools & Government Credit Union’s mobile app, banking from wherever you are is more convenient than ever.
Features include:
• Check balances, transfer money, and make loan payments
• Deposit checks using your device’s camera
• Enable fingerprint and facial recognition
• Find one of nearly 30,000 free ATMs
• Send person-to-person payments via PayPal
• Set up account alerts to your phone, email and app
• Turn debit and credit cards on and off
• Pay bills electronically
• Open new accounts and apply for loans
• See current rates
• Members can register directly from your device in four easy steps

Not a member? Anyone in Michigan can bank with us. Visit msgcu.org/join or call 866-674-2848.

Federally insured by NCUA.

Anyone in Michigan is eligible to apply for Michigan Schools and Government Credit Union loans. To learn more about our lending options and rates, please visit: https://www.msgcu.org/Michigan-loan-rates and https://www.msgcu.org/memberfastcash. Review our privacy policy to learn more about how we collect, share, and protect your personal information: https://www.msgcu.org/privacypolicy.
Our personal loans have a minimum repayment period of 1 month and a maximum repayment period of 72 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 23.519%.
Please review our loan cost example: Consider a loan where the borrower receives $5,000 at an APR of 9.00% over 36 months. The borrower would repay $159.04 every month. The total amount paid for the loan would be $5,725.26.
All loans are subject to credit approval. Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc. Contact a Member Service Representative for more details.
Updated on
Feb 10, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info, and Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
890 reviews
Brian Ches
May 19, 2025
super easy to use. not to many "down for maintenance" periods. flows well. I really like that the me y has everything you need easy to find. you don't have to go searching through different tabs. not to mention, they are always so nice in the branch. glad I made the switch.
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Michigan Schools and Government Credit Union
May 30, 2025
Thank you for your compliments. We are happy to be your Financial Champion!
s
March 14, 2025
Mobile deposit not working. Won't take check photo. Uninstalled and reinstalled and still the same issue. I received a call saying the issue was fixed, however now it just glitches or fails in other ways. It won't recognize the check is signed, or if it does, you hit submit and it says "Failed". Called MSGCU to tell them it's still not fixed, and they were completely unaware there was ever an issue. This has been ongoing since Dec/January!!!
4 people found this review helpful
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Michigan Schools and Government Credit Union
January 16, 2025
Thank you for the information. We are working with our vendor on this issue that some Android Model phones are having. For any further information or assistance, you can contact us by Phone, CHAT, Video CHAT or in person at any branch location and we can assist you. 866 674 2848
A Google user
March 26, 2020
Ehhh... Not impressed. Luckily I don't use msgcu for my primary banking needs. This app is slightly nicer UI than the original , but that spammy ad running across the top is very unprofessional. I feel like I'm using a sideloaded apk posing as msgcu to steal my info. Might want to think of a smoother way to market your services to your customers 😉 ...that being said, all I use it for is a couple mobile deposits here and there. As long as I can move my money around, whatever, lol.
2 people found this review helpful
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What’s new

Bug fixes and improvements

App support

About the developer
Michigan Schools & Government Credit Union
digitalservicesimplementation@msgcu.org
40400 Garfield Rd Clinton Township, MI 48038 United States
+1 517-610-9454